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Long running, positive credit is important. If you are consolidating your debt, do not close your oldest loans or credit card balances completely. Keep your debt to income ratio between below 10% -30%. Your debt payments should not exceed 30% of your monthly income. So if your monthy income is $3000, your total payments to lenders shouldn't be over $900. 10% -20% is a better ratio to shoot for.

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Newest Article: Credit Rating: 7 Ways To Convince Credit Rating Agencies Posted By : Faranak Groves
	By adhering to these seven tips religiously for ninety days you can fool the credit rating companies. Continue Article... [ View MORE Articles ]

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